Collect PhonePe
Enable loan collection on PhonePe
Let customers find you on PhonePe and make loan repayments on an app they’re familiar with. Go live in just two weeks.
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Bill Payments and Recharge
Recharge & Pay Bills
📱
Mobile
🛣
FASTag
📡
DTH
🖥
Cable TV
Finance & Taxes
💳
Credit Card
💰
Loans
🛡
Insurance
📄
Govt Tax
Utilities
💡
Electricity
🛢
Piped Gas
🚰
Water
🧯
Gas
📱
Postpaid
🌐
Broadband
☎️
Landline
📖
Education
🧔🏻
Balraj Finance LTD
🍀
New Leaf Credit
🖱
Click Capital
🏜
Red Valley Capital
🎏
GKNB Credit
🚰
TapLoans
🇮🇳
New India Finance
🔅
Ample Capital
←
New Leaf Credit
3445 9459 2372

Paying this bill allows PhonePe to fetch your current and future bills so that you can view and pay them.
←
Make Loan Payment
🍀
New Leaf Credit
Customer Name
Asha Dev
Loan Number
3445-94592372
₹15,000
Due date: 14 Aug, 2021
Debit from
⬜
PhonePe Wallet / Cashback
Total Balance : ₹0
✅
****0000
Acme Bank Ltd
Bharat Telecom
₹15,000.00
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Transaction successful
11th October, 2021
Bill paid
New Leaf Credit
Bill Amount
₹15,000
Transaction ID
PI67593032GHJ6784
Need Help?
Get paid via PhonePe
Immediate access to over 200 mil PhonePe users. Leverage superior UX, with notifications for customers to pay on time.
Reduced compliance
Simplified KYC for on-boarding, no need to be registered as an NBFC to collect loan repayments on PhonePe.
Go live in a fortnight
Simplified API integration. Get a world class developer-centric experience and start building on Sandbox without any paperwork.
Read Docs ↗Access Notifications and Reports
Get payment notifications, and detailed reports for hassle-free settlements reconciliation. Resolve disputes with quick turn-around times.
Reports API ↗How it works—
STEP 1
A customer opens PhonePe and selects the Loans category.
Currently this is the only category we support, with plans for more later.

STEP 2
They find their lender, and enter an identifier that fetches their outstanding payments.
This identifier is set by the lender during on-boarding. An example is a loan ID.

STEP 3
The borrower can now make that payment, using UPI, or any other available payment option.
The customer also gets a generated receipt immediately.

FAQs
Who is a biller?
Billers are the basic entity in the PhonePe system. One has to register as a biller on PhonePe, to be able to do loan collection subsequently.
Collect PhonePe allows you to show up as a business under the loans category. This allows customers to fetch their loan bills on PhonePe and make payments right there.
How is Collect BBPS different from Collect UPI DeepLinks and Collect PhonePe?
Collect BBPS | Collect PhonePe | UPI DeepLinks |
Collect bill payments from all of Bharat | Collect EMI payments on PhonePe | Collect via UPI payment links |
~300 million users | 200 million+ users | 125 million+ across all UPI apps |
Biller and customer can initiate payment | Biller and customer can initiate payment | Only merchant can initiate payment |
Go live in under a month | Go live in about a week | Go live in 48 hours |
What does Setu do?
Setu acts as bridge between PhonePe and Billers, offering simplified integration and compliance, with additional services like reports, notifications and settlements.
More questions?
More questions about the product? Have a look at our detailed FAQs.
View FAQs ↗Take a look at our in-depth documentation and API reference to learn more about Collect UPI.
Explore Docs ↗Need some more information? Send us a message and we’ll get back to you in a flash.
Get in touch →Other products for payment collections
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UPI DeepLinks
Simplest pay link experience in the world
Collect BBPS
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