/Introducing/
SignalIQ
The complete Bank Statement Analyser.
80% of every bank statement is UPI narrations that legacy parsers can't read. SignalIQ reads all of it, turning every transaction into a credit insight.
A GAP IN THE DATA IS
A GAP IN THE TRUTH.
When data is incomplete, borrowers are misunderstood. SignalIQ closes the gap.
WHAT YOUR PARSER SEES
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BANK STATEMENT
BUILT FOR THE MODERN BANK STATEMENT.
SignalIQ turns bank statement data into
better decisions across the lending lifecycle.
PRECISION UNDERWRITING
Underwrite smarter with AI-powered granular categorisation.
PREDICTIVE COLLECTIONS
Predict cash flow stress with early warning signals and collect before a default.
PERSONALISED CROSS-SELL
Sell products matched to real customer spending behaviour.
INCOME IS MORE THAN JUST SALARY.
Salary is easy. But true repayment capacity depends on all income sources. SignalIQ captures it all from the source.
PREDICT DEFAULTS
BEFORE THEY HAPPEN.
SignalIQ surfaces pre-delinquency patterns missed by conventional BSAs - action happens before default, not after.
CROSS-SELL THAT ACTUALLY SELLS.
Leverage real payment behaviour for offers aligned with how customers actually spend.
SignalIQ is a bank statement analyser that can read unstructured UPI narrations that comprise 80% of the modern Indian bank statement. It converts transaction narratives into structured credit insights.
Most underwriting decisions today are made on partial data, because a large part of financial behaviour sits in unstructured UPI transactions which legacy parsers cannot read.
SignalIQ closes that gap by decoding inflows and outflows to give you a complete, decision-ready view of income, obligations, and risk.