Building Bridges
Helping institutions scale with next-gen fintech solutions.
The result? Building a more inclusive and financially empowered India.
Guiding excellence in fintech
From roadblocks to bridges—making finance work for everyone.

Nikhil Kumar
Co-Founder & Chief Evangelist
A quiet force behind India’s digital public infrastructure, Nikhil is a builder at heart and a visionary for financial inclusion. Before co-founding Setu, he spent nine years at iSPIRT Foundation, playing a key role in shaping India Stack. He’s known for letting his work speak louder than words—Whether pioneering cutting-edge APIs or scaling transformative ecosystems, he relentlessly redefines the frontiers of fintech innovation.

Anand Raisinghani
CEO
Anand is a visionary leader with over 25 years of experience across global giants like SAP, Equifax, IBM, and Wipro. As CEO of Setu, he brings a rare blend of business acumen and technical insight to drive innovation in financial infrastructure. His leadership emphasizes quality, accountability, and a strong focus on customer outcomes. At the helm of Setu’s strategy, Anand is shaping the future of digital finance—building scalable solutions across payments, identity, and data. With his leadership, Setu is enabling financial institutions to thrive and accelerating India’s digital transformation.

Ramkumar Thirumurthi
CRO
With 27+ years of experience in financial services, Ramkumar spent over two decades as an entrepreneur, founding, co-founding and scaling multiple ventures from 0 to 1—including Actyv.ai. Renowned as a builder and scaler, he brings precise strategy and strong execution to every challenge. At Setu, he leads the revenue and partnership charter, shaping growth and expanding the reach of India’s digital financial infrastructure.

Vijeth Pandit
CPO
Vijeth has built and scaled high-impact products across fintech, telecom, retail, healthtech, edtech, and voicetech—leading end-to-end product strategy and execution at Razorpay, Amazon and Jio. An intrapreneur at heart, he thrives on solving complex problems and turning bold ideas into real-world impact. Over the years, he has earned multiple leadership recognitions for driving innovation and cross-functional excellence—momentum he now brings to Setu as he reimagines the future of financial products.

Vinay Kesari
General Counsel & Director of Strategy and Operations of Setu AA
As Setu’s first employee, Vinay has been instrumental in it's journey from a VC funded startup to a fintech powerhouse. Backed by 15 years of experience across fintech, startups, and corporate law, he has counselled global companies on navigating India’s dynamic regulatory landscape. At Setu AA, he blends sharp policy insight with a builder’s mindset to shape one of India’s most pivotal digital infrastructure initiatives. He currently leads legal, strategy, and operations—staying close to the action while building for scale.

Prashanth Nimmagadda
CTO
Prashanth is an established technology leader with over 25 years of experience building and scaling world-class platforms at Razorpay, LinkedIn and beyond. Renowned for building high-performing teams, he combines deep technical expertise with sharp executional focus. At Setu, he’s driving the company’s technical vision—building resilient systems, fostering engineering excellence, and defining the future of fintech through purposeful innovation.

Santosh Subramanian
Director Finance
With over 13 years of experience across banking, audit, and corporate finance, Santosh brings deep financial expertise to Setu’s growth journey. After shaping financial strategies at Yes Bank, Wibmo, and Deloitte, he now leads our finance function—balancing precision with long-term thinking to support responsible scale. Detail-driven and strategy-focused, he’s known for building strong financial foundations and enabling sound, forward-looking decisions.

Puranjay Mahapatra
Chief of Staff
From his early days in project management and business finance to now leading as Chief of Staff, Puranjay’s experience across industries enables him to navigate complexity and get things done. He thrives at the intersection of strategy and execution. Armed with an MBA from HKUST and NYU Stern, He brings a structured, cross-functional mindset to Setu—aligning teams, unblocking problems, and driving momentum across the organization.
Read all about the culture at Setu in our blog!
Check out our series ‘Humans of Setu’ — dedicated to the beautiful humans who make Setu.
We take pride in being a dev-first company. Check out what our engineers have to say about the work we do!
We’re big on empathy here at Setu! Read about the great Setu experiment!
What’s life without some perks?
Hybrid work
A tailored hybrid working model designed to keep things flexible to get the best of both worlds.
Health insurance
Comprehensive health insurance coverage of 8L for Setuzens and their dependents. An additional OPD benefit for up to 20k per year.
Generous leaves and holidays
36 days of annual paid time-off along with a generous set of holidays you can make use of.
Rewards and recognition
A culture of continuous peer recognition that comes with a fun monetary incentive, and monthly rewards for exceptional performance.
Referral program
Generous referral bonuses for referrals that convert into full time hires.
Gorgeous office space with great coffee
A beautiful office space in the heart of the city with lots of solid wood and natural light along with vintage style nap, gaming, and lounge rooms.
Come join us!
We started out as a small team of four, and have come a long way since. At our core lie our people, and we’re hellbent on setting them up for success.
Setu is rapidly growing, which means that we’re constantly on the lookout for leaders and thinkers who can aggressively contribute to our vision and help drive it—in their own way.
We have a long way to go and we’re all about taking our people along for the ride. It’s important that our people progress, because so does the company—we’re pretty selfish that way. You can be assured that your growth is high stakes for us.
If you’re offered a seat on a rocket ship, don’t ask what seat. Just get on.