Power payments with BBPS

As a biller, become discoverable on all popular UPI apps and collect repeat payments with ease.
As a customer platform, embed and monetise bill payments with revenue for every successful payment.

Read more about BBPS ↓

Get paid easily anywhere in India, online or offline
On a BBPS app

Select your lender



Search by lender

All lenders

Bajaj Finance Ltd.

Cholamandalam Finance

Your business

HDB Financials

Home Credit

IIFL Fianance

Billers using BBPS to get paid—

Logo for Ujjivan bank
Logo for IIFL bank
Logo for Furlenco
Let users pay bills, and earn from businesses who get paid
Your customer platform

Pay your bills


Due in 5 days


LIC Premium

Bill generated in 25 days

Top categories





Other payments

Platforms monetising bill payments—

Logo for kissht
Logo for driveU
Logo for roundpay
Logo for novopay

Choose the right BBPS integration for your business

An interoperable network for payments

BBPS enables businesses to handle repeat payments from customers using platforms like payment apps or offline collection centers.

Hassle free payments for customers and businesses

A single payment framework, to serve many stakeholders

BBPS payments explainerBBPS payments explainer
400+ online agent institutions, which are payment apps and websites for customers to pay billers

BBPS also has 3.5 million+ offline agents like bank branches, kirana shops and more, supporting payment in 10k+ pin codes in India.

Below is a demo for how a customer pays a biller on BBPS, using a BBPS-enabled agent app—a customer paying back their EMI to a lender.

Access the best integration experience

Whether you opt for our BOU integration for billers, or COU on-boarding for agent institutions, we’ve got you covered.

What is BBPS?

Bharat Bill Payment System is a payment ecosystem on which different categories of billers can register on, with bill payments enabled for utility bills, loan EMIs, school fees, subscriptions and more.

BBPS is run by NPCI that enables bill payments via digital (bank channels) as well as through a network of agents & bank branches

What is NPCI?

National Payments Corporation of India maintains the BBPS payments system. It undertakes clearing and settlement activities for transactions routed through BBPS.

NPCI is also responsible for setting business standards, rules and procedures for technical and business requirements for all market participants. It is the regulatory body for BOUs, who are entities allowed to on-board billers onto BBPS.

What is BOU and COU?

BOUs or Biller Operating Units and COUs or Customer Operating Units are licensed entities (usually banks) ) who can offer BBPS services to other businesses. Setu works with BOUs and COUs to offer corresponding integrations.

BOUs serve billers, i.e entities that generates bills for goods or services and want to collect payments. Setu’s BOU integration helps billers list on BBPS to enable collections via BBPS apps or offline points.

COUs serve customer-facing platforms, i.e entities that offer various products to any end-user. Setu’s COU integration helps such platforms become a collection agent for BBPS and add a feature to let their users pay any BBPS biller.

What role does Setu play?

Setu acts as a bridge between BOU/COU banks and other businesses (billers or customer-facing platforms), offering simplified integration and compliance. We also offer additional services like data reports, notifications and settlements for any bill payments.