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Build financial products for India

The fastest platform to set up on-boarding, payment processing, or other finance journeys

See our products

Building blocks for anything fintech

Tailor-make for your audience

Enhance the digital lending experience for your borrowers.

Setu KYC

Verify borrowers before disbursal

Setu Account Aggregator gateway

Get transactions data for users and verify income

Setu Lending

Offer loans via our bank partners

Setu eSign gateway

Enable digital signs for loan agreements

Setu BBPS BOU

Collect EMIs over many payment channels

Partners and businesses that love working with us...

  • Payments is a very critical area for e-commerce brands and they have been struggling while working with payment gateways with complex integrations and countless payment methods. With Setu’s UPI deep links, we could build an amazing one-click checkout experience that powers customers payments for all our merchants. Integrating with Setu’s UPI stack was swift and it helped us launch in just a couple of weeks.

    — Yashvika Mittal

    Product Marketing Manager, Pickrr

  • Bank account verification via UPI is a process our customers absolutely love. Instead of typing an IFSC code and a 16-digit bank number, customers now have to make a ₹ 1 UPI payment—which is very intuitive for them. And in the response, we get data that cannot be spoofed. For us, it’s a good fraud mitigant. For a customer, it’s a good experience. Our onboarding drop-offs at the bank account stage have dropped from 18-20% to less than 4% now! A huge leap from what we experienced with regular Penny Drop

    — Karan Mehta

    CTO, Kissht

  • With Setu, we were able to build a personalised payment checkout experience for multiple user cohorts while offering the best success rates in the industry.

    — Sagar

    Head of Payments, ShareChat

  • After Setu onboarded Ujjivan SFB onto the BBPS platform, all our loan customers can make their loan repayments at their convenience using a wide range of BBPS apps. With quick guides and short videos provided by Setu, this digital mode of loan repayment has seen a healthy double-digit growth month-on-month. Reconciliation of payments is easy with real-time data dashboards. This initiative is the start of a long-term partnership with Setu for loan repayments and other API initiatives of the bank

    — Dheemant Thacker

    Head of Digital Banking, Ujjivan

  • With Setu’s BBPS platform, We struck gold. Their APIs onboarded us on all UPI apps, making loan repayment as simple as a tap. Our loan EMI collection through BBPS has seen a 50% increase. And our cost of collection? Down by 25%.

    — Jyothi Joshi

    Head of SMB Business, IIFL Finance

Read what our partners have to say, and why they love working with us.

Consume our products your way

Launch financial services in a matter of days. Take your pick from our flexible APIs, SDKs, or ready-to-use screens.

  • Clear API documentation

  • Full-fledged sandbox

  • Industry best uptimes

Flexible and customisable

Customise our product to offer features that are suited to your customers’ needs.

Secure and compliant

Any security audit and compliance needs handled without hassles.

✦

$ 

curl --request POST
"https//dg-sandbox.setu.co/api/verify/ban"
--data-raw { account : 8517129000033 }

$ 

200 OK
{
  "verification" : "success",
  "name" : "Asha Dev"
}

$ _

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Set brand colours

Customise pre-built screens to match your brand

Logo icon

Brand colour

#5E65DE

Background

#F3EEFA

Enter your number to get bill amount

Select payment method

Set brand colours

Customise pre-built screens to match your brand

Logo icon

Brand colour

#5EB486

Background

#FFF1EF

Enter your number to get bill amount

Select payment method

Set brand colours

Customise pre-built screens to match your brand

Logo icon

Brand colour

#D93939

Background

#F4EFEB

Enter your number to get bill amount

Select payment method

Ready to get started?

API Docs

Go through comprehensive documentation and APIs for our live products

The Bridge

Sign up for our developer console to begin configuring our products and go live

Contact us

Looking for something specific? Reach out to us, to see how we can work together

D91 logo
Labs

Giving back to the fintech community

An open source initiative to generate knowledge and resources for financial inclusion.

D91 Labs works towards understanding how Indians—especially, the under-banked and un-banked—use tech to achieve financial goals and improve their standard of living.

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