Building Bridges
Helping institutions scale with next-gen fintech solutions.
The result? Building a more inclusive and financially empowered India.
Guiding excellence in fintech
From roadblocks to bridges—making finance work for everyone.

Ramkumar Thirumurthi
CRO
With 27+ years of experience in financial services, Ramkumar spent over two decades as an entrepreneur, founding, co-founding and scaling multiple ventures from 0 to 1—including Actyv.ai. Renowned as a builder and scaler, he brings precise strategy and strong execution to every challenge. At Setu, he leads the revenue and partnership charter, shaping growth and expanding the reach of India’s digital financial infrastructure.

Vijeth Pandit
CPO
Vijeth has built and scaled high-impact products across fintech, telecom, retail, healthtech, edtech, and voicetech—leading end-to-end product strategy and execution at Razorpay, Amazon and Jio. An intrapreneur at heart, he thrives on solving complex problems and turning bold ideas into real-world impact. Over the years, he has earned multiple leadership recognitions for driving innovation and cross-functional excellence—momentum he now brings to Setu as he reimagines the future of financial products.

Prashanth Nimmagadda
CTO
Prashanth is an established technology leader with over 25 years of experience building and scaling world-class platforms at Razorpay, LinkedIn and beyond. Renowned for building high-performing teams, he combines deep technical expertise with sharp executional focus. At Setu, he’s driving the company’s technical vision—building resilient systems, fostering engineering excellence, and defining the future of fintech through purposeful innovation.

Nikhil Jain
Head of Finance
Nikhil is a strategic financial leader and a Chartered Accountant by profession, bringing deep expertise in governance, finance, and business operations to support a fast-growing fintech ecosystem. As the Head of Finance, he combines structural discipline with agile thinking to translate ambitious corporate plans into sustainable outcomes. His approach emphasizes robust financial processes, informed decision-making, and a sharp focus on building for scale. With Nikhil at Setu, the company is poised to strengthen its financial foundations and drive sustainable growth as it enters its next phase of expansion.

Chinmay Pol
Business Head, BBPS
Chinmay is a transformative leader with 20+ years of experience driving large-scale transformations and scaling high-performance organizations. With his experience as former Head of Banking & Acquisitions at NBBL, he brings a unique blend of analytical thinking and creative strategy to drive business expansion and strategic partnerships. His leadership emphasizes customer-centric innovation, lifelong learning, and a steadfast focus on people development. With Chinmay at Setu, the company is poised to accelerate the expansion of its digital financial infrastructure, driving strategic ecosystem growth and delivering lasting value for partners.

Rajeshwari Ramachandran
Executive VP - Human Resource
Rajeshwari is a seasoned people leader and an alumna of the Tata Institute of Social Sciences, bringing deep expertise in human resources, organizational design, and culture transformation. As the Executive Vice President of Human Resources, she combines strategic business insight with a human-centered approach to build workplaces where talent can thrive. Her leadership emphasizes strengthening enterprise culture, developing leaders, and enhancing the overall employee experience. With Rajeshwari at Setu, the company is poised to foster a high-performance culture while ensuring its people remain at the heart of its scaling journey.
Read all about the culture at Setu in our blog!
Check out our series ‘Humans of Setu’ — dedicated to the beautiful humans who make Setu.
We take pride in being a dev-first company. Check out what our engineers have to say about the work we do!
We’re big on empathy here at Setu! Read about the great Setu experiment!
What’s life without some perks?
Hybrid work
A tailored hybrid working model designed to keep things flexible to get the best of both worlds.
Health insurance
Comprehensive health insurance coverage of 8L for Setuzens and their dependents. An additional OPD benefit for up to 20k per year.
Generous leaves and holidays
36 days of annual paid time-off along with a generous set of holidays you can make use of.
Rewards and recognition
A culture of continuous peer recognition that comes with a fun monetary incentive, and monthly rewards for exceptional performance.
Referral program
Generous referral bonuses for referrals that convert into full time hires.
Gorgeous office space with great coffee
A beautiful office space in the heart of the city with lots of solid wood and natural light along with vintage style nap, gaming, and lounge rooms.
We started out as a small team of four, and have come a long way since. At our core lie our people, and we’re hellbent on setting them up for success.
Setu is rapidly growing, which means that we’re constantly on the lookout for leaders and thinkers who can aggressively contribute to our vision and help drive it—in their own way.
We have a long way to go and we’re all about taking our people along for the ride. It’s important that our people progress, because so does the company—we’re pretty selfish that way. You can be assured that your growth is high stakes for us.
If you’re offered a seat on a rocket ship, don’t ask what seat. Just get on.









