UPI AUTOPAY

Automate recurring payments with highest success rate

Set up once and auto-collect subscriptions, EMIs, SIPs and more on time — for higher collections and faster reconciliation.

TRUSTED FOR RECURRING COLLECTIONS

HOW IT WORKS

Build for effortless recurring collections

Soft green mountain ridge fading into a pale sky

A recurring payment mandate being set up for 4,321 rupees every month

ONBOARD

Onboard customers effortlessly

Make recurring payment setup simple, fast and frictionless.

One-click AutoPay setup through customers’ preferred UPI app
Register mandates from verified bank accounts with TPV
Complete setup instantly with first-debit verification
Track setup performance with detailed reports and analytics

Soft green mountain ridge fading into a pale sky, vertical crop

ONBOARD

Onboard customers effortlessly

Make recurring payment setup simple, fast and frictionless.

One-click AutoPay setup through customers’ preferred UPI app
Register mandates from verified bank accounts with TPV
Complete setup instantly with first-debit verification
Track setup performance with detailed reports and analytics

ONBOARD

Onboard customers effortlessly

Make recurring payment setup simple, fast and frictionless.

One-click AutoPay setup through customers’ preferred UPI app
Register mandates from verified bank accounts with TPV
Complete setup instantly with first-debit verification
Track setup performance with detailed reports and analytics

COLLECT

Collect payments automatically

Maximize collection success with intelligent execution.

Fully automated collections with no API calls after registration
Pre-debit notifications to keep customers informed
9 intelligent retry attempts for highest payment success
Detailed execution reports for easier reconciliation

COLLECT

Collect payments automatically

Maximize collection success with intelligent execution.

Fully automated collections with no API calls after registration
Pre-debit notifications to keep customers informed
9 intelligent retry attempts for highest payment success
Detailed execution reports for easier reconciliation

COLLECT

Collect payments automatically

Maximize collection success with intelligent execution.

Fully automated collections with no API calls after registration
Pre-debit notifications to keep customers informed
9 intelligent retry attempts for highest payment success
Detailed execution reports for easier reconciliation

MANAGE

Manage mandates with ease

Keep recurring payments running without customer friction.

Update existing mandates without fresh registration
Receive real-time notifications for mandate lifecycle events
Analyze customer repayment behavior and payment preferences

MANAGE

Manage mandates with ease

Keep recurring payments running without customer friction.

Update existing mandates without fresh registration
Receive real-time notifications for mandate lifecycle events
Analyze customer repayment behavior and payment preferences

MANAGE

Manage mandates with ease

Keep recurring payments running without customer friction.

Update existing mandates without fresh registration
Receive real-time notifications for mandate lifecycle events
Analyze customer repayment behavior and payment preferences

WHY SETU

Secure recurring payments, optimized for success

100% UPI app coverage

Maximize AutoPay registration and payment success across all major UPI apps.

100% UPI app coverage

Maximize AutoPay registration and payment success across all major UPI apps.

₹1 TPV-based verification

Verify customer bank accounts during mandate registration for secure collections.

₹1 TPV-based verification

Verify customer bank accounts during mandate registration for secure collections.

One-time PIN authentication

Eliminate repeat PIN entry for a smoother recurring payment experience.

One-time PIN authentication

Eliminate repeat PIN entry for a smoother recurring payment experience.

Irrevocable mandates for loan repayments

Prevent customer revocations for eligible lending use cases.

Irrevocable mandates for loan repayments

Prevent customer revocations for eligible lending use cases.

Up to 9 intelligent retries

Recover failed payments automatically and improve collection success.

Up to 9 intelligent retries

Recover failed payments automatically and improve collection success.

WHO WE SERVE

Powering recurring payments across India's digital economy

Lending

Automate EMI collections and improve repayment success.

Lending

Automate EMI collections and improve repayment success.

Investments

Power recurring SIPs with seamless AutoPay.

Investments

Power recurring SIPs with seamless AutoPay.

OTT & Subscriptions

Reduce churn with automated subscription renewals.

OTT & Subscriptions

Reduce churn with automated subscription renewals.

Bill Payments

Collect recurring bills on time, every time.

Bill Payments

Collect recurring bills on time, every time.

COMMON QUESTIONS

FAQs

What is UPI Autopay and how does it work?

UPI Autopay allows businesses to automatically collect recurring payments after a customer authorises a UPI mandate. Setu enables automated collections without requiring API calls after mandate registration.

What is a UPI mandate?

A UPI mandate is a customer-authorised instruction that allows a business to collect payments automatically according to predefined terms. Setu supports mandate registration, execution and lifecycle management.

How can businesses accept UPI recurring payments?

Businesses can use UPI Autopay to register a customer's mandate and automatically collect recurring payments. Setu supports one-click mandate setup through the customer's preferred UPI app.

Can UPI Autopay be used for subscription payments?

Yes. UPI Autopay can support recurring subscription payments. Setu's infrastructure is designed for recurring use cases including OTT and subscription businesses, helping automate renewals and reduce payment friction.

Can businesses use UPI Autopay for EMI payments?

Yes. UPI Autopay can automate EMI collections for lending businesses. Setu specifically positions the solution for automating EMI collections and improving repayment success.

How does UPI mandate verification work?

Setu uses ₹1 TPV-based verification during mandate registration to verify the customer's bank account. This adds an account-verification layer to recurring payment setup.

What happens when a UPI Autopay payment fails?

Setu can automatically retry failed payments through up to 9 intelligent retry attempts, helping businesses recover unsuccessful payments and improve collection success.

Recurring collections that scale with your business

Collect faster with UPI Autopay