ACCOUNT AGGREGATOR
India’s most reliable multi-AA gateway with intelligent AA-FIP routing
Secure, authentic, user-consented financial data sharing built for higher consent conversion and data fetch success.
TRUSTED FOR CONSENTED FINANCIAL DATA
MULTI-AA NETWORK
One platform with 100+ FIPs and 5+ Account Aggregators integrated
90%
Better data fetch success rate
1
Flow to manage multiple consent
<2 weeks
Go-live with entire AA flow
INTELLIGENT AA ROUTING
An orchestration brain built to maximize consent conversion and data fetch
Route customers using live AA-FIP health, deliver a native multi-AA journey, and see the full funnel in one place.
RELIABLE AT SCALE
Higher consent conversion and stronger data fetch success
Use one flow to operate across multiple Account Aggregators and more than 100 Financial Information Providers.
FIU-CENTRIC GROWTH
Transform cost centres into financial-data profit drivers
Use accurate, consented FIP data to improve lending, investment experiences, and personal financial management.
Customer stories
COMMON QUESTIONS
FAQs
What is an Account Aggregator API and how is it used in lending?
An Account Aggregator API lets lenders access a customer's consented bank data directly from their bank (the FIP), replacing manual bank statement collection with instant, verified data.
What is consent-based data sharing under the RBI's AA framework?
Consent-based data sharing means a customer explicitly approves what financial data is shared, with whom, and for how long — every AA-based data pull requires this approval.
How reliable is a financial data API built on Account Aggregator rails?
Reliability depends on the AA-FIP routing layer — a good financial data API should route to the highest-performing bank/AA combination live, rather than depending on a single fixed path.
What is AA-FIP integration and why does it affect data fetch success rates?
AA-FIP integration is the connection between an Account Aggregator and a bank (Financial Information Provider); its quality directly determines how often a data request actually succeeds versus timing out.
Can a customer revoke consent after sharing data via an Account Aggregator API?
Yes — under the AA framework, consent is time-bound and purpose-specific, and customers can revoke access at any point through their AA app.
Which financial institutions participate in India's AA framework?
Most major banks, NBFCs, and mutual fund houses now participate as either FIPs (data providers) or FIUs (data users) within the RBI-regulated AA ecosystem.
What kind of financial data can be accessed via an Account Aggregator API?
Typically bank statements, deposit account details, and increasingly mutual fund, insurance, and GST data — depending on which FIPs are connected.
Intelligent AA gateway infrastructure for regulated growth
Improve consent conversion, data fetch success, and operational control with one multi-AA integration.