Identity verification and onboarding
End-to-end identity verification and onboarding APIs under one infrastructure
From KYC to income verification, bank validation to eSign, Setu gives you 40+ data APIs inside a single platform.
BUSINESSES WE WORK WITH
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Identity verification
Aadhaar Verification
PAN Verification
PAN Plus
PAN Fetch Demographic
Aadhaar Masking
DL Verification
Voter ID Verification
KRA Check
RC Verification
Passport Verification
OCR
PAN OCR
Aadhaar OCR
DL OCR
Voter ID OCR
PDF Parser
Face liveness
Passive Liveness Check
Face Match
Image Template Check
Image Metadata Embedded
Bank & financial verification
Penny Drop BAV
VPA to Bank Account
RPD Verification
Validate VPA
Mobile to VPA
Mobile intelligence
Mobile to PAN
Mobile to UAN
Mobile to Prefill
Mobile to Employment History
Mobile to Latest Employment
Business & tax verification
Detailed GST
PAN to GST
Udyam Verification
Udyog Verification
CIN Verification
Employment & income
UAN to Employment History
Employment History by UAN
Employment History with Date of Exit
Latest Employer by Mobile
UAN Profile
Vehicle & location
RC Verification
Reverse Geocoding
eSign + eStamp
Aadhaar OTP
Fixed/Variable stamps
Customer stories
Deep local coverage
Support all major identity documents for faster, seamless onboarding.
AI native
Detects synthetic IDs and document tampering in real time, with 99.9% accuracy.
Flexible models
Choose individual APIs or the orchestration platform, with the highest reliability.
Trusted by industry leaders
One verification stack, working across every regulated onboarding journey in India.
Banking & NBFCs
Instant KYC and eKYC at account opening — onboard customers in minutes, not branch visits.
Lending
Verify borrower identity and income upfront, so disbursal isn’t held up by manual checks.
Broking & wealth management
Open demat and trading accounts digitally, with identity verified before the first trade.
Payment apps
KYC users at signup so wallets and UPI handles activate instantly, not after a review queue.
Gig economy
Verify driver and delivery partner identity before their first ride or delivery, not after.
E-commerce & quick commerce
Onboard sellers and delivery partners fast, with fraud checks built into signup.
OTT
Verify age and identity at signup — for age-gated content and subscription fraud checks.
COMMON QUESTIONS
FAQs
What is a KYC API and how does it work?
A KYC API lets businesses verify a customer's identity digitally — checking Aadhaar, PAN, or bank details in real time instead of manual document review — so onboarding happens in seconds, not days.
How does eKYC API integration help fintechs in India?
An eKYC API integration connects directly to UIDAI and other data sources, letting fintechs confirm customer identity instantly and stay compliant with RBI's KYC norms without building this infrastructure in-house.
What's the difference between an identity verification API and traditional KYC?
Traditional KYC relies on physical documents and manual checks; an identity verification API automates this against live databases, cutting onboarding time from days to minutes.
Does an identity verification API support businesses beyond banking and lending?
Yes — identity verification APIs are used across broking, insurance, e-commerce, and gig platforms wherever a business needs to confirm a real, unique customer before onboarding.
Can Aadhaar verification API be used for both individual and business KYC?
Setu Aadhaar verification API handles individual KYC; for business verification, it's typically paired with GST verification APIs to build a complete KYB (Know Your Business) picture.
Ready to upgrade your verification stack
One integration, 40+ data APIs, and orchestration that never lets a drop-off cost you a conversion.