Verify individuals or businesses
Build a smooth experience to verify your customers for disbursing loans, making payouts, enabling stock market or crypto investments, and more.
Get the best uptimes and availability. Integrate easy-to-use APIs, or embed pre-built theme-able screens.
Build for your use case
Use our identity bundle to service various onboarding or verification requirements—whether you lend to individuals, provide an investment or insurance platform or serve other businesses as your customers.
For digital lending, BNPL or credit card products
Verify borrower PAN, Aadhaar, bank account before disbursing money or providing credit line
For food delivery or transport companies
Validate driving licenses, check PAN/Aadhaar and verify bank accounts
As insurance providers
Reduce fraud with PAN and bank account checks prior to insurance offers
To enable stock or mutual fund investments
Let users sign up quickly with PAN or Aadhaar, before they invest
For business customers
Verify business customers’ bank accounts before making payouts
To service e-commerce use cases
Verify sellers to onboard them on your platform, with PAN/Aadhaar and bank account details
...and many more business types supported
Onboard and verify your customers with ease
Pick one or more data blocks from our identity verification bundle. Get details instantly over API with industry best response times.
Upcoming data blocks
— OCR for physical document images or scans
— Selfie and liveness checks
— Verification of UPI VPA
Lower customer acquisition cost
Low cost of onboarding with digital verifications.
Test comprehensively on sandbox
We provide sample test data and detailed explanations for response codes.
Stay compliant, always
All our data blocks adhere to the latest UIDAI guidelines and data privacy norms.
Interested in other data based products?
Use our products to get rich financial data about a customer or utilise eSign services with inbuilt Aadhaar verification.
Account Aggregator
Access financial data with user consent
Aadhaar eSign
Integrate India’s best Aadhaar eSign experience
Simplify your integration
Utilise Setu’s ready-to-use UI and save effort spent on building new screens. We handle multi-step user inputs, multiple screen sizes and error/success scenarios by default.
Match your brand
Theme pre-built screens with your brand colours and logo for improved conversion rates.
Build for any screen size
Optimised for both mobile and desktop by default.
Use pre-built, functional UI
Simply use our screens that already connect to our APIs and handle all error/success scenarios.
FAQs
What is Setu Identity?
Setu Identity is a bundle of products that you can easily integrate with to verify your customers, whether they are individuals or businesses.
The bundle offers multiple types of verification blocks—DigiLocker documents, Aadhaar verification, bank account verification and PAN checks—from which you can choose one or more that suit your needs.
With the Setu Identity bundle, you only need to work with Setu, but can make use of multiple data blocks that you need to integrate with.
Who does Setu partner with to identify or verify customers?
Setu works closely with multiple certified government entities like NSDL, UIDAI, Digilocker and provides verified data only.
How do I choose between API integration and pre-built screens?
By default, we offer simple REST APIs for integration and provide responses in JSON. You can refer to our API Docs and start testing APIs once you have the clientID and clientSecret for your organisation.
However, some data blocks, like Aadhaar verification or bank account verification, require a user to complete multiple steps on screen(s). In such cases, Setu provides an alternative to API integration with customisable pre-built screens.
Our pre-built UI connects to our APIs and can be customised with your branding. Some benefits—
Cut integration time
Manage desktop/mobile responsiveness
Handle error/success scenarios
We also continuously work towards improving this experience to suit the needs of your customers, with minimal clicks and redirections.