Verify individuals or businesses

Build a smooth experience to verify your customers for disbursing loans, making payouts, enabling stock market or crypto investments, and more.
Get the best uptimes and availability. Integrate easy-to-use APIs, or embed pre-built theme-able screens.

Want to know more on how to partner with Setu for this product?

API connections

Build for your use case

Use our identity bundle to service various onboarding or verification requirements—whether you lend to individuals, provide an investment or insurance platform or serve other businesses as your customers.

For digital lending, BNPL or credit card products

Verify borrower PAN, Aadhaar, bank account before disbursing money or providing credit line

For food delivery or transport companies

Validate driving licenses, check PAN/Aadhaar and verify bank accounts

As insurance providers

Reduce fraud with PAN and bank account checks prior to insurance offers

To enable stock or mutual fund investments

Let users sign up quickly with PAN or Aadhaar, before they invest

For business customers

Verify business customers’ bank accounts before making payouts

To service e-commerce use cases

Verify sellers to onboard them on your platform, with PAN/Aadhaar and bank account details

...and many more business types supported

Onboard and verify your customers with ease

Pick one or more data blocks from our identity verification bundle. Get details instantly over API with industry best response times.

Simplify your integration

Utilise Setu’s ready-to-use UI and save effort spent on building new screens. We handle multi-step user inputs, multiple screen sizes and error/success scenarios by default.

What is Setu Identity?

Setu Identity is a bundle of products that you can easily integrate with to verify your customers, whether they are individuals or businesses.

The bundle offers multiple types of verification blocks—DigiLocker documents, Aadhaar verification, bank account verification and PAN checks—from which you can choose one or more that suit your needs.

With the Setu Identity bundle, you only need to work with Setu, but can make use of multiple data blocks that you need to integrate with.

Who does Setu partner with to identify or verify customers?

Setu works closely with multiple certified government entities like NSDL, UIDAI, Digilocker and provides verified data only.

How do I choose between API integration and pre-built screens?

By default, we offer simple REST APIs for integration and provide responses in JSON. You can refer to our API Docs and start testing APIs once you have the clientID and clientSecret for your organisation.

However, some data blocks, like Aadhaar verification or bank account verification, require a user to complete multiple steps on screen(s). In such cases, Setu provides an alternative to API integration with customisable pre-built screens.

Our pre-built UI connects to our APIs and can be customised with your branding. Some benefits—

  • Cut integration time

  • Manage desktop/mobile responsiveness

  • Handle error/success scenarios

We also continuously work towards improving this experience to suit the needs of your customers, with minimal clicks and redirections.