BBPS is an interoperable payment network, connecting businesses that need repeat payments, to customers. BBPS enables bill payments via 400+ third party apps and 3.5 million+ offline collection points spread across 10k+ pincodes.
Simplify repeat payments, whatever your business—
As a lender or NBFC
Collect monthly loan EMIs at the lowest cost
For schools or universities
Collect repeat tuition fee payments
Online subscription services
Collect periodic subscription fees via your customers’ favourite apps
As insurance providers
Get paid for monthly or yearly insurance premiums with ease
...many more business types supported
Presence in every UPI app
Get valuable real estate presence in all the popular UPI apps in the country.
Online and offline payments
Collect payments via any UPI app. Or offline channels like kirana shops and bank branches.
Get instant access to our Sandbox and go live in a matter of weeks.
Some success stories—
Many partners are already collecting recurring payments via BBPS—making it convenient for customers to pay them, and reducing cost of collections.
Started integration or already live? Reach out for further help.
Bharat Bill Payment System is a payment ecosystem on which different categories of billers can register on, with bill payments enabled for utility bills, loan EMIs, school fees, subscriptions and more.
BBPS is run by NPCI that enables bill payments via digital (bank channels) as well as through a network of agents & bank branches.
Who is a biller?
An entity that generates bills for goods or services and wants to collect payments using the BBPS network is called a biller as per NPCI.
What is NPCI?
National Payments Corporation of India maintains the BBPS payments system. It undertakes clearing and settlement activities for transactions routed through BBPS.
NPCI is also responsible for setting business standards, rules and procedures for technical and business requirements for all market participants. It is the regulatory body for BOUs, who are entities allowed to onboard billers onto BBPS.
What role do banks play? And Setu?
Banks are partners for Setu who are authorised by RBI to onboard new Billers on BBPS. Setu acts as a bridge between banks and Billers, offering simplified integration and compliance, with additional services like reports, notifications and settlements.
Other products in our payment stack
Not quite what you were looking for? Check out our other bill collection products that solve for different use cases.