What is BBPS?

Bharat Bill Payment System is a payment ecosystem on which different categories of Billers can register on, with bill payments enabled for utility bills, loan EMIs, school fees, subscriptions and more.

BBPS is run by NPCI that enables bill payments via digital (bank channels) as well as through a network of agents & bank branches.

How is Collect BBPS different from Collect UPI DeepLinks and Collect PhonePe?

Who is a biller?

An entity that generates bills for goods or services and wants to collect payments using the BBPS network is called a biller as per NPCI.

What is NPCI?

National Payments Corporation of India maintains the BBPS payments system. It undertakes clearing and settlement activities for transactions routed through BBPS.

NPCI is also responsible for setting business standards, rules and procedures for technical and business requirements for all market participants. It is the regulatory body for BOUs, who are entities allowed to onboard billers onto BBPS.

What role do banks play? And Setu?

Banks are partners for Setu who are authorised by RBI to onboard new Billers on BBPS. Setu acts as a bridge between banks and Billers, offering simplified integration and compliance, with additional services like reports, notifications and settlements.