Borrower selects Loan category on any UPI app, and selects their lender from that list.
What bill would you like to pay today?
Select your lender
New Leaf Credit
Red Valley Capital
Young India Finance
They enter details that uniquely identifies them on the biller system, such as a a loan ID.
New Leaf Credit
Enter the loan number
PL 83450 453
A bill is shown along with a detailed breakdown, which they can pay and get a receipt.
Loan #PL 83450 453
Our BBPS partners
Banks who are licensed by the RBI to on-board billers onto the BBPS network
Are you building software and apps for billers? Become a BBPS tech partner to collect bill payments!
What is BBPS?
Bharat Bill Payment System is a payment ecosystem on which different categories of Billers can register on, with bill payments enabled for utility bills, loan EMIs, school fees, subscriptions and more.
BBPS is run by NPCI that enables bill payments via digital (bank channels) as well as through a network of agents & bank branches.
How is Collect BBPS different from Collect UPI DeepLinks and Collect PhonePe?
Fastest integration. Supports any type of payment from any UPI app, using UPI links.
Enables bill payments for supported categories—on 400+ UPI apps, through offline agents and bank branches.
Quick integration, access to all PhonePe users and superior UX. Supports loan EMI collections.
Who is a biller?
An entity that generates bills for goods or services and wants to collect payments using the BBPS network is called a biller as per NPCI.
What is NPCI?
National Payments Corporation of India maintains the BBPS payments system. It undertakes clearing and settlement activities for transactions routed through BBPS.
NPCI is also responsible for setting business standards, rules and procedures for technical and business requirements for all market participants. It is the regulatory body for BOUs, who are entities allowed to onboard billers onto BBPS.
What role do banks play? And Setu?
Banks are partners for Setu who are authorised by RBI to onboard new Billers on BBPS. Setu acts as a bridge between banks and Billers, offering simplified integration and compliance, with additional services like reports, notifications and settlements.
Ready to get started?
Get in touch with our Sales team to learn more about pricing and begin your Collections journey.
More questions about the product? Have a look at our detailed FAQs.