Setu BBPS COU
Embed and monetise bill payments
Rival popular UPI apps to let users pay their electricity bills, EMIs, and more. Earn money for successful payments. Add your branding to pre-built, BBPS-certified payment screens or design your own screens with our APIs.
Embed and monetise
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Bharat Telecom
BILL PAYMENT DUE
This month’s bill for your mobile is due in two weeks
BILL PAID!
Thank you for the payment.
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Setu BillPay
Your bills
Biller
Bharat Telecom
Mobile no.
JH91-2239-83
Bill amount
₹1,270.00
Pay another bill
Bharat Telecom
₹1,270.00
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Payment success!
RECEIPT
Customer | JH91-2239-83 |
Due on | 2024-10-23 |
Paid on | 2024-10-22 |
Amount paid | ₹1,270.00 |
Download receipt
bill payments
The quickest way for your users to pay their bills
Earn revenue by embedding bill payments
Make money when customers make successful bill payments on your platform.
As a lender or NBFC
Boost credit line usage for bill payments
As an insurance provider
Increase customer retention by enabling bill payments
For domestic money transfer
Integrate bill payments for a share of revenue
As a neobank
Increase MAU with recurring bill payments
As any B2C app
Compete with popular UPI apps that provide bill payments
...and more use cases
Businesses already monetising bill payments
Make recurring bill payments a breeze
List all BBPS bill categories on your app or website, allowing customers to pay their bills with ease.
Electricity
Water
LPG
Piped gas
Postpaid mobile
Broadband
...and many more
Ready to use screens
Specify your logo, colours and font preferences with ease.
Explore the API playground
View API docs to get started
Make it yours
Select your theme colour
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Your app
Pays bills for electricity, water, mobile recharges and more.
←
Select category
Utilities
Tuition Fees
Electricity
Water
Piped Gas
Mobile
Landline
Broadband
Book cylinder
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Select your biller
Recently paid bills
Biller
BESCOM
Amount
Rs. 980
Paid on
15/03/21
All billers
Green Meadows Kindergarten
New Indian Public School
RTC International School
Seedling Boarding
St Pauls Academy
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BESCOM Electricity
Enter account number
2485930205
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Amount due
Account #2485930205
To pay
₹800.00
Bill paid!
Download receipt
https://dmr-ss.com/receipts/jh91-2239-83
Integrate the way you want
All features included with your preferred integration
Complete payment flows
In-built UPI payment, or custom payment gateway
Notifications for BBPS updates
1-line integration on websites
Use custom branding and link to ready BBPS-certified screens with all bill payment features.
Website ↗Build your own screens with our APIs
Integrate with our COU APIs to control customer-facing UI/UX.
API integration ↗Embed a full bill payment experience with ease
Integrate at lightning speed
Simply add a “Pay bills” button to your app or website
Work with any screen size
Responsive and optimised screens for mobile, tablet or desktop.
A complete bill payment experience for customers
One-stop solution
Customers can pay bills, track payments real-time, download receipts, and check transaction history.
In-built dispute management
Customers can report transaction issues to BBPS, receive updates when resolved, and view their dispute history.
Always up to date
Bill payments made instantly possible for newly added BBPS categories and billers.
Validated bill payment
Out-of-the-box support for validation of customer inputs or payment rules.
On BBPS BOU?
If yes, you can also accept payments to your own business. Send customers directly to the payment screen with all bill details.
Setu BBPS BOU
Collect repeat payments digitally or offline
FAQs
What is BBPS?
Bharat Bill Payment System is a payment ecosystem on which different categories of billers can register on, with bill payments enabled for utility bills, loan EMIs, school fees, subscriptions and more.
BBPS is run by NPCI that enables bill payments via digital (bank channels) as well as through a network of agents & bank branches
What is NPCI?
National Payments Corporation of India maintains the BBPS payments system. It undertakes clearing and settlement activities for transactions routed through BBPS.
NPCI is also responsible for setting business standards, rules and procedures for technical and business requirements for all market participants. It is the regulatory body for BOUs, who are entities allowed to on-board billers onto BBPS.
What is COU?
COUs or Customer Operating Units are licensed entities (usually banks) who can offer BBPS services to other businesses. COUs enable customer-facing platforms—entities that serve end-users—to let users pay bills.
Setu’s COU integration helps such platforms become a collection agent for BBPS and add a feature to let their users pay any BBPS listed business, including their own business.
What is an agent institution?
These are entities that can offer bill payments as a feature to their customers. They can do so via physical channels (like with business correspondents) or digitally (on apps or websites).
Setu’s onboarding team takes care of the end-to-end process for the NPCI registration needed to operate as a BBPS agent. Read more about the technical and compliance information here.
What role does Setu play?
Setu acts as a bridge between BOU/COU banks and other businesses (billers or customer-facing platforms), offering simplified integration and compliance. We also offer additional services like data reports, notifications and settlements for any bill payments.