Building blocks for anything fintech
Data
Reinvent customer on-boarding
Setu KYC
Verify individuals or businesses →
Verification APIs for loan disbursals, investments and payments
DigiLocker
Aadhaar
PAN
bank accounts
SUBMIT KYC
Verify PAN
Verify Aadhaar
Verify bank account
KYC verified!
View documents
Setu eSign gateway
Get the highest conversion for eSign →
Make electronic signing enforceable with Aadhaar verification
SIGN AGREEMENT
Sign digitally to get loan amount in your bank account
Setu Account Aggregator gateway
Access customer financial data with consent →
Transactions
Bank balance
Insurance
Mutual funds
DATA REQUEST
Access bank statement
From UDB Bank
×× 8292
Allow for 6 months
From: Today
To: 2025-06-17
Frequency
Every 2 months
Reject
Payments
Deliver the best payment platform
Setu BBPS BOU
Collect recurring payments easily →
Get paid on popular digital payment apps or accept offline payments
EMI paid!
Loan ID 24361848
₹ 15600
Download receipt
Setu UPI
Get paid on any UPI app →
Send one-time UPI payment links over email, WhatsApp or as QR codes
...and others
Setu BBPS COU
Let users pay bills on your app or website →
Earn revenue for successful payment of EMIs, utility bills, postpaid bills and more
BILL PAYMENT DUE
Your monthly mobile bill of ₹ 2499 is due in two weeks
Tailor-make for your audience
Enhance the digital lending experience for your borrowers.
Partners and businesses that love working with us...
Payments is a very critical area for e-commerce brands and they have been struggling while working with payment gateways with complex integrations and countless payment methods. With Setu’s UPI deep links, we could build an amazing one-click checkout experience that powers customers payments for all our merchants. Integrating with Setu’s UPI stack was swift and it helped us launch in just a couple of weeks.
— Yashvika Mittal
Product Marketing Manager, Pickrr
Bank account verification via UPI is a process our customers absolutely love. Instead of typing an IFSC code and a 16-digit bank number, customers now have to make a ₹ 1 UPI payment—which is very intuitive for them. And in the response, we get data that cannot be spoofed. For us, it’s a good fraud mitigant. For a customer, it’s a good experience. Our onboarding drop-offs at the bank account stage have dropped from 18-20% to less than 4% now! A huge leap from what we experienced with regular Penny Drop
— Karan Mehta
CTO, Kissht
With Setu, we were able to build a personalised payment checkout experience for multiple user cohorts while offering the best success rates in the industry.
— Sagar
Head of Payments, ShareChat
After Setu onboarded Ujjivan SFB onto the BBPS platform, all our loan customers can make their loan repayments at their convenience using a wide range of BBPS apps. With quick guides and short videos provided by Setu, this digital mode of loan repayment has seen a healthy double-digit growth month-on-month. Reconciliation of payments is easy with real-time data dashboards. This initiative is the start of a long-term partnership with Setu for loan repayments and other API initiatives of the bank
— Dheemant Thacker
Head of Digital Banking, Ujjivan
With Setu’s BBPS platform, We struck gold. Their APIs onboarded us on all UPI apps, making loan repayment as simple as a tap. Our loan EMI collection through BBPS has seen a 50% increase. And our cost of collection? Down by 25%.
— Jyothi Joshi
Head of SMB Business, IIFL Finance
Consume our products your way
Launch financial services in a matter of days. Take your pick from our flexible APIs, SDKs, or ready-to-use screens.
Clear API documentation
Full-fledged sandbox
Industry best uptimes
Flexible and customisable
Customise our product to offer features that are suited to your customers’ needs.
Secure and compliant
Any security audit and compliance needs handled without hassles.
✦
$
curl --request POST
"https//dg-sandbox.setu.co/api/verify/ban"
--data-raw { account : 8517129000033 }
$
200 OK
{
"verification" : "success",
"name" : "Asha Dev"
}
$ _
Set brand colours
Customise pre-built screens to match your brand
Logo icon
Brand colour
#5e65de
Background
#f3eefa
Enter your number to get bill amount
Select payment method
Set brand colours
Customise pre-built screens to match your brand
Logo icon
Brand colour
#5eb486
Background
#fff1ef
Enter your number to get bill amount
Select payment method
Set brand colours
Customise pre-built screens to match your brand
Logo icon
Brand colour
#d93939
Background
#f4efeb
Enter your number to get bill amount
Select payment method
Labs
Giving back to the fintech community
An open source initiative to generate knowledge and resources for financial inclusion.
D91 Labs works towards understanding how Indians—especially, the under-banked and un-banked—use tech to achieve financial goals and improve their standard of living.
Tales of Bharat ↗