Setu Deposits

Fully digital fixed deposits for your users

Offer fixed deposits on your app or website, from multiple banks. Embed a pre-built SDK and go live in weeks.

Want to know more on how to partner with Setu for this product?

Enter amount

₹15,000

Select tenure

6 months

By 5th September your deposit will grow to

₹45,000

Verify mobile

Verify PAN

Verify Aadhaar

Add personal details

Add nominee details

Application successful!

Apna Bank Ltd

UPI logo

The FD Company

₹15,000.00

FD booked successfully!

Receipt sent to email

Maturity instructions

Auto-redemption

Debit account

HDFC ×××× 8265

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India’s favourite investment product

Enable your customers to book fixed deposits without creating a new bank account.
Fastest GTM

Dev-friendly APIs that let you go live in 4 weeks, not months.

Single, standard integration

Simple, uniform set of APIs to let you offer fixed deposit products from multiple banks.

Solve Infosec hassles

Setu is ISO 27001 certified, and compliant by default to all Infosec requirements.

Set up painlessly

The best commercials. Simple workflows for legal agreements and KYC.


Democratise fixed deposits

India’s most popular investment product

In 2019, the total value of deposits was more than twice the total amount invested in mutual funds.

Stable integrations with bank partners

We rigorously test the APIs of our bank and NBFC partners.

This irons out all wrinkles and gotchas typically experienced when integrating with APIs of Financial Institutions.

Strong stakeholder relationships

Setu’s dedicated FD team has strong relationships with our provider partners. We work closely with partner teams, for seamless partner on-boarding.

Work with Setu’s partners

Enable users to book fixed deposits on your own app or website with multiple banks. Or offer FD bookings via apps like Google Pay.

How are these fixed deposits different from the ones issued by banks?

Technically, there is no difference between FDs issued via Setu’s integration or via banks. Customers can directly access FDs booked via Setu, through bank portals also.

Moreover, Setu allows businesses to offer deposit products from multiple banks without having to integrate with each one of them.


What role does Setu play here?

Banks are authorised to issue fixed deposits to customers. Setu builds on top of bank infrastructure to aggregate FDs from different banks.

Setu also provides fixed deposit management services—view all issued FDs, check their balances, fetch the latest interest rates, generate deposit certificates and more.


What can I do with this product?

Enable your customers to invest in Fixed Deposits with complete freedom to design the user experience. Expand your coverage of investment instruments—leveraging super fast GTM—by offering FDs from one or multiple banks.

Setu also provides fixed deposit management services—view all issued FDs, check their balances, fetch the latest interest rates, generate deposit certificates and more.


More questions about the product? Have a look at our detailed FAQs.

Fixed deposits FAQs ↗